Financial Resource Management in a single spot
Monitor, stress test, and explain how liquidity, interest rate risk, and capital constraints interact across the banking book - supporting the optimal allocation of scarce financial resources with transparent metrics, forward-looking scenarios, and full auditability.
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Why banks choose Opensee for Financial Resource Management
Key capabilities of Opensee for Financial Resource Management
Unified data foundation
Ingest and centralize balance sheet positions, contractual and behavioral cash flows, funding instruments, repricing schedules, and capital metrics. Analyze financial resources consistently across liquidity, IRRBB, and capital dimensions, with full drill-down to individual instruments and exposures.
Contractual and behavioral cash flows and repricing data
Coverage of loans, deposits, securities, funding, and off-balance-sheet items
Integrate liquidity, IRRBB, and capital views on same data set
Multi-entity, multi-currency aggregation with versioning and audit trails
Transparent metrics for managing scare resources
Monitor and explain the key metrics that constrain balance sheet strategy. Opensee provides consistent calculation and analysis of liquidity, interest rate, and capital indicators, with full transparency from reported figures down to underlying drivers and assumptions.
Liquidity indicators (gaps, buffers, internal survival metrics)
IRRBB indicators (EVE, NII sensitivities, repricing gaps)
Capital and balance sheet indicators (RWA, leverage, capital consumption)
Drill-down from metrics to instruments, cash flows, and assumptions
Stress test financial resources and binding constraints
Define and run internal and supervisory-style scenarios that jointly impact liquidity, interest rate risk, and capital—such as market shocks, funding stresses, or rate curve shifts—and assess how constraints interact across entities, currencies, and business lines.
Liquidity and funding stress scenarios
Interest rate and yield curve stress scenarios
Capital and balance sheet sensitivity analysis
Scenario comparison with identification of binding constraints
FRM monitoring and governance
Embed rule-based controls and statistical analysis to monitor data quality and detect abnormal movements across liquidity, IRRBB, and capital metrics. Visual alerts and controlled workflows support investigation, validation, and sign-off—ensuring reliable metrics for ALCO decisions, management steering, and supervisory interactions.
Automated completeness, consistency, and business checks
Outlier detection across liquidity, IRRBB, & capital indicators
Investigation and sign-off workflows for FRM data
Visual alerts for changes in financial resource constraints
Explore more Opensee solutions
Market Data Store
Get your EOD and intraday market data into Opensee faster and leverage it for analytics and backtesting —saving time on development, maintenance, and support.
Liquidity Risk
Monitor, stress test, and explain intraday and structural liquidity across entities and desks—covering cash flow management, regulatory metrics and internal liquidity metrics.
IRRBB
Monitor, stress test, and explain interest rate risk in the across entities and desks—covering EVE, NII, repricing gaps, and internal ALM metrics on a single, transparent platform.
Collateral & Margin Management
Monitor SIMM exposure, optimize collateral allocation, and automate margin workflows in real time, with AI-driven insights and full regulatory audit trails.