Dynamic FP&A for banks
Plan, forecast, and explain financial performance across the banking book by linking balance sheet dynamics, liquidity, interest rate sensitivity, and capital constraints - enabling finance teams to steer profitability with transparency, consistency, and speed.
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Why banks choose Opensee for FP&A
Key capabilities of Opensee for FP&A
One data foundation for FP&A and strategy
Centralize balance sheet positions, cash flows, interest income and expense, funding costs, and capital metrics. Analyze financial performance and projections using the same granular data as treasury, ALM, and risk.
Balance sheet and P&L data across retail, SME, & corporate banking
Integrate liquidity, IRRBB, & capital metrics into FP&A views
Multi-entity, multi-currency aggregation with full auditability
Drill-down from group performance to product, portfolio, and entity
Dynamic forecasting aligned with balance sheet reality
Build forecasts and budgets based on balance sheet evolution and realistic assumptions. Opensee supports rolling forecasts and plan-vs-actual analysis by propagating changes in volumes, pricing, interest rates, and funding conditions through NII, margins, and return metrics.
Rolling forecasts and multi-year financial projections
Volume, pricing, and margin sensitivity analysis
Plan-vs-actual tracking with variance breakdowns
Consistent assumptions across finance, ALM, and strategy
Test strategic options and market scenarios
Assess the financial impact of strategic choices—growth initiatives, portfolio rebalancing, pricing actions, or funding changes—under different market and rate environments. Opensee enables rapid scenario comparison while respecting liquidity, IRRBB, and capital constraints.
Strategic and macroeconomic scenario analysis
NII and profitability sensitivity to rate and spread changes
Balance sheet growth and allocation scenarios
Identification of binding liquidity or capital constraints
Strengthen FP&A governance and management reporting
Get controlled, auditable workflows for financial projections and management reporting. Track assumptions, explain revisions, and ensure consistency between forecasts, actuals, and strategic plans—supporting credible communication with executives and regulators.
Assumption tracking and version control
Transparent performance driver analysis
Management and Board-ready dashboards
Full lineage from reported figures to underlying data
Explore more Opensee solutions
Financial Resource Management
Monitor, stress test, and explain how liquidity, interest rate risk, and capital constraints interact across the banking book.
Liquidity Risk
Monitor, stress test, and explain intraday and structural liquidity across entities and desks—covering cash flow management, regulatory metrics and internal liquidity metrics.
IRRBB
Monitor, stress test, and explain interest rate risk in the across entities and desks—covering EVE, NII, repricing gaps, and internal ALM metrics on a single, transparent platform.
Banking Credit Risk
Monitor credit risk across retail, SME, and corporate portfolios by exploiting PD, LGD, and EAD outputs, analyzing provisions and RWA, and identifying emerging risks early.